El Paso Real Estate · Se Habla Español 🇲🇽915-329-6691 · Text me
Luis HernandezEl Paso Real Estate

FAQ

Questions people ask me

Straight answers to the questions I hear most from El Paso buyers and sellers.

How much does it cost to work with you as a buyer?

We'll go over how I'm paid before you sign anything, in writing. In many purchases, especially new construction, the seller or builder offers to cover the buyer's agent. I'll confirm what applies to your home up front so there are no surprises.

Do I need an agent to buy a new construction home?

You don't have to, but the builder's sales team works for the builder. Your own agent works for you on price, upgrades, incentives, inspections and timelines. Many builders ask that your agent be with you or registered on your first visit, so text me before you walk into a model home.

Can I get down payment help if I've owned a home before?

Sometimes, yes. Texas programs like TSAHC's Home Sweet Texas Home Loan Program are open to first-time and repeat buyers who meet the income, price and credit limits. A participating lender confirms eligibility, and I can connect you with one.

How fast can I sell my house for cash?

Cash sales usually move faster than traditional sales because there's no buyer loan to wait on. The exact timeline depends on the title work and your situation. I'll show you a cash option next to a traditional listing so you can pick what's best for you.

Do I have to fix my house before selling?

No. With a cash offer you can sell as-is. If you list on the market, I'll tell you which small fixes are worth it and which ones aren't, so you don't spend money you won't get back.

How do I get pre-approved?

A lender reviews your income, credit, debts and savings, then tells you how much you can borrow. It's the first real step, and it makes your offer stronger. I can introduce you to local lenders, including ones that offer down payment assistance programs.

Do you work with buyers who use VA, FHA or USDA loans?

Yes. I work with buyers using all common loan types, and I'll make sure the homes we look at fit your loan's requirements.

Which areas do you cover?

All of El Paso County, including Horizon City, the Eastside, the Upper Valley, the West Side, Northeast El Paso and Central.

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